Trusted by growing local and global businesses.
Build the best payment experience for your customers
Supported by a team that helps you go live across West Africa with confidence.
Featuring
Accept payments with ease
Virtual bank accounts in Nigeria, mobile money in Ghana, and card payments — all through one clean API your team can ship fast.
Explore pay-ins →
Move money at scale
Pay out to bank accounts and mobile wallets with full tracking. Processed within 48 working hours, Monday to Friday.
Explore payouts →Move money at scale
Direct payouts to bank accounts and mobile wallets across Nigeria and Ghana.
Secure by design
KYC on every merchant, encrypted flows, and reconciliation you can trust.
PaySeed Identity
KYC and verification that reduces fraud and speeds up merchant onboarding.
One platform. All your solutions
Supercharge your payment workflows
Dashboard and APIs built for Ghana and Nigeria. 5% per transaction — clearly stated upfront.
Settlements
Lightning-fast settlements
Whenever you want, however you want.
Pay-ins
Sell faster with payment links
No-code links to collect in minutes.
Payout, API
Bulk payouts and withdrawals
Pay partners and suppliers in a few clicks.
Balance, API
Real-time balances
See your balance as you get paid.
Expanding our coverage
Built for Ghana & Nigeria
PAYSEED
•••• •••• •••• 4829
Coverage
Nigeria
Rails
NGN · Virtual accounts · Cards
Acme Store Success
“PaySeed made it easy to integrate payments. Collecting and settling to our account is faster and more transparent than before.”
— Acme Store, Lagos
🇳🇬NGN · Virtual accounts · Cards
Simple integrations.
Built for developers.
Collect, disburse, and settle with a REST API, webhooks, and test keys from day one.
Explore the docs →curl https://api.payseed.org/v1/payments \
-H "Authorization: Bearer sk_test_ps_…" \
-H "Content-Type: application/json" \
-d '{
"amount": 50000,
"currency": "NGN",
"reference": "order_12345",
"customer": { "email": "customer@example.com" }
}'Accept payments online
Flexible settlements
Send money seamlessly
The payments engine you can trust
Security at the core — KYC on every merchant, real-time monitoring, and settlements you can reconcile with confidence.
Start accepting payments in Ghana and Nigeria today.
Open a merchant account, plug in our API, and go live when you are ready.
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Product updates and fintech insights for Ghana and Nigeria.